Surprise Homes under $400,000

Welcome to Surprise, Arizona—a vibrant city nestled in the heart of Maricopa County that perfectly blends suburban charm with a wealth of amenities. Known for its warm climate, friendly community, and stunning desert landscapes, Surprise offers an ideal setting for families, retirees, and everyone in between. With a population that continues to grow, this dynamic city is not just a place to live; it's a place to thrive.

Surprise boasts a plethora of parks, sports facilities, and recreational opportunities, making it a haven for outdoor enthusiasts. Whether you enjoy hiking through the scenic trails of the nearby White Tank Mountains or playing a round of golf at one of the many local courses, there’s something for everyone. The city is also home to the Surprise Stadium, a spring training facility for Major League Baseball, where you can catch the excitement of professional sports in a family-friendly environment.

For those seeking affordable housing options, Surprise is a gem. With a variety of homes available for under $400,000, you can find the perfect residence without breaking the bank. From charming single-family homes to modern townhouses, the real estate market here offers diverse choices to suit every lifestyle. Many of these homes are situated in friendly neighborhoods with easy access to schools, shopping, and dining, ensuring that you have everything you need right at your fingertips.

Discover the warmth and welcoming spirit of Surprise, AZ, where your dream home awaits in a community that truly feels like family. Let us help you find your perfect slice of paradise in this beautiful city!

Newest Surprise Homes under $400,000

$345,000

2 Beds ⋅ 2 Baths ⋅ 7089397 MLS ⋅ 1,096 SqFt.

This inviting 2-bedroom, 2-bath home is tucked away on a cul-de-sac off the main roads. Enjoy new tile flooring throughout, new baseboards, fresh interior paint, and newer stainless steel appliances. The private backyard is enclosed by block fencing, offering a welcoming space to relax or entertain. A 2-car garage with a workbench and cabinet adds practical storage and workspace.

19963 N Window Rock Drive, Surprise

$337,000

2 Beds ⋅ 2 Baths ⋅ 7089236 MLS ⋅ 1,309 SqFt.

Welcome Home to this immaculate Arcadia model home in AZT. A covered front porch is ideal for morning coffee. Foyer w/a large storage closet brings you into an open, light & bright great room. Front of home has a guest area which is split & private from primary bedroom. A full guest bath is steps from the guest area. Great room is ideal with a large TV wall, windows to backyard, & site lines to kitchen & dining area making it an ideal entertaining home. S/S appliances w/gas stove are only a few years old. Primary bedrm accommodates a king bed with room to spare. The master bath is spacious w/ a large vanity, dual sinks, shower, walk-in closet, & water closet. Sliding doors take you to the covered patio, perfect for a BBQ & outdoor seating. AZT is active adult w/clubs & activities galore!

18039 W Udall Drive, Surprise

14950 W Mountain View Boulevard Unit 2105, Surprise

$145,900

1 Beds ⋅ 1 Baths ⋅ 7089074 MLS ⋅ 442 SqFt.

WOW, Rarely on the market! Furnished Better than a studio ground floor off the pool and club house, with 9' ceilings, an efficient layout, and quality updates throughout. Features include wood-look laminate and tile flooring, updated appliances, custom-ordered stove, refreshed bathroom vanity, comfort-height commode, ceiling fans, wood blinds and updated fixtures. HVAC replaced in 2018, stove 2018 and refrigerator 2016. Relax and enjoy the resort-style lifestyle and abundant amenities of Sun City Grand, with shopping, dining, recreation, and everyday conveniences nearby. A fresh, stylish retreat perfect for enjoying the best of active adult living!

14950 W Mountain View Boulevard Unit 2105, Surprise

$359,000

2 Beds ⋅ 2 Baths ⋅ 7088960 MLS ⋅ 1,278 SqFt.

Beautiful Kiva in ideal location, corner lot partial view of Desert Springs #10, near village center, Angela's Kitchen, Adobe Spa & Rec Center. Recent upgrades include new Stainless Steel built-in gas BBQ 10/26, HVAC, garage door opener 2026, hot water heater 2024, PVC irrigation system 2022, LG clothes washer 2021, Wrought Iron Security door & built in garage cabinets. The extended rear patio is ideal for entertaining family & friends. Home can be purchased partially furnished.

19782 N Wind Rose Way, Surprise

$375,000

4 Beds ⋅ 3 Baths ⋅ 7088640 MLS ⋅ 2,388 SqFt.

Freshly remodeled and move-in ready home in popular Surprise Farms! This spacious 4-bedroom, 3-bath home offers nearly 2,400 sq ft plus a huge loft that makes a perfect second family room, game room or home office. Recent updates include newer flooring throughout, fresh interior paint, new ceiling fans, blinds, fixtures & lighting. The large island kitchen features nice cabinetry, plenty of counter space, ss refrigerator & a walk-in pantry. Enjoy a generous primary suite with separate tub and shower plus a walk-in closet. Experience beautiful AZ evenings under covered patio in your private backyard with low-maintenance landscaping. Surprise Farms is a terrific community close to parks, schools, shopping, restaurants & entertainment. This home offers outstanding space & value- MUST SEE!

16651 N 175th Drive, Surprise

14575 W Mountain View Boulevard Unit 11119, Surprise

$240,000

2 Beds ⋅ 2 Baths ⋅ 7088557 MLS ⋅ 1,289 SqFt.

Enjoy refined resort living in this elevated ground-floor Park Place residence, ideally located just steps from the clubhouse, pool, and BBQ area. Designed for effortless entertaining and privacy, this 2-bedroom, 2-bath home features a split floor plan, sleek Pergo-style flooring, and an open kitchen finished with stainless steel appliances, granite countertops, and maple cabinetry. A private patio entrance provides convenient, direct access to your reserved parking spot, while the secure gated community offers top-tier amenities including a heated pool and spa, fitness center, theater room, business center, walking trails, and bocce ball courts.

14575 W Mountain View Boulevard Unit 11119, Surprise

$381,990

3 Beds ⋅ 3 Baths ⋅ 7088471 MLS ⋅ 1,744 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Silverton offers 3 bedrooms, 2.5 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a gas cooktop, stainless steel microwave and convection oven, classic Shaker white cabinetry, granite countertops, and a refrigerator. Washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16441 W Chama Drive, Surprise

$299,900

3 Beds ⋅ 2 Baths ⋅ 7088388 MLS ⋅ 1,646 SqFt.

Freshly updated, move-in ready, and packed with features that are hard to find! This 3-bedroom, 2-bath home features new LVP flooring, carpet, interior paint, and HVAC, giving the home a fresh, modern feel throughout. The kitchen offers ample cabinetry, quartz countertops, tile backsplash, and stainless steel appliances. Step outside to a covered patio and refreshing diving pool--perfect for Arizona summer days. An RV gate, dedicated RV parking pad, and 30-amp RV electrical hookup provide plenty of flexibility for your toys and recreational vehicles. The detached Solid Block C 2-car garage offers additional parking and storage, while the spacious primary suite features a generous walk-in closet. Refreshed, functional, and ready for its next owner--this is one you won't want to miss List of Improvements: New flooring Interior paint Carpet HVAC

12839 W Lundberg Street, Surprise

$392,045

3 Beds ⋅ 3 Baths ⋅ 7088241 MLS ⋅ 1,737 SqFt.

Discover Your Dream Home in the Ridge Collection at North Copper Canyon. The impeccable Iris plan, a stunning three-bedroom home designed for modern living. Step inside to experience the spacious contemporary main-floor layout with soaring 9' ceilings that enhance the open feel. The heart of the home is the striking kitchen, complete with an inviting island and generous walk-in pantry, seamlessly overlooking the dining area and airy great room perfect for entertaining and everyday life. Your culinary adventures will be elevated with gorgeous granite slab countertops in the kitchen and baths, while elegant ceramic tile flooring adds sophistication throughout key areas. Step outside onto the covered patio to relax and discover the convenience of a mudroom for organization.

17422 W Villa Chula Lane, Surprise

$375,000

2 Beds ⋅ 2 Baths ⋅ 7088161 MLS ⋅ 1,500 SqFt.

Awesome Azalea sold TURNKEY. This 2 bedroom, 2 bath home with den features numerous upgrades including maple cabinets, Bosch dishwasher and a newer microwave (2023). Bay window in primary bedroom, ceiling fans throughout, plantation shutters, extended patio with premium patio roof, and a new garage door system (2023). Major improvements include windows (2012), water heater (2017), new flooring (2022), ROOF (2022), HVAC (2024) and exterior paint (2025). Private backyard. Ideal for seasonal living or as an excellent rental opportunity. Located in the highly sought-after community of The Grand which offers 65+ chartered clubs and interest groups, 22 pickleball courts, 11 tennis courts, 4 golf courses, 4 community pools, and so much more. A MUST SEE!

15027 W Home Run Drive, Surprise

$349,900

4 Beds ⋅ 3 Baths ⋅ 7088042 MLS ⋅ 1,898 SqFt.

MOVE-IN READY AND WAITING FOR YOU! This beautifully maintained two-story home features 4 bedrooms, 2.5 bathrooms, newer kitchen appliances, and stylish wood-look tile flooring. The spacious primary suite boasts a walk-in closet and dual sink vanity for added convenience. Enjoy indoor comfort with carpet in all the right places and outdoor living on the covered patio, perfect for Arizona evenings. Located near popular restaurants, shopping, and entertainment, this home combines comfort, convenience, and value in one exceptional package.

17322 N 185th Lane, Surprise

$375,999

3 Beds ⋅ 2 Baths ⋅ 7087996 MLS ⋅ 1,440 SqFt.

Don't miss this great opportunity. 3br/2b ranch property on 1.13 acre with 2 RV hookups. No HOA restrictions so enjoy your freedom! Lovely interior, with recently exterior/interior paint(2024), newer a/c (2024), newer tankless hot water heater(2024), newer laminate flooring(2024), brand new wi-fi refrigerator(2026), and new roof replacement(2021). Primary bedroom includes 2 closets, one which is a walk-in, private ensuite bathroom with oversized soaker tub and a separate shower along with dual sinks. Enjoy nature outside on your misted covered patio for dining or lounging. Patio is immense (16ftx48ft) with lighting, fan and misting for your outdoor comfort. Design your own backyard with finishing touches that you desire. Don't miss out on this non-restrictive expansive lot/upgraded home.

16608 W Gloria Lane W, Surprise

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