Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city that perfectly blends the charm of suburban living with the excitement of city amenities. Nestled in the heart of Maricopa County, Surprise is celebrated for its friendly community, beautiful landscapes, and a plethora of recreational opportunities. Whether you're an outdoor enthusiast or someone who enjoys cultural activities, Surprise has something for everyone.

One of the standout features of this city is its commitment to providing a high quality of life. With over 13 parks, numerous walking trails, and the stunning White Tank Mountain Regional Park nearby, residents can easily enjoy the great outdoors. In addition to its natural beauty, Surprise is home to a thriving arts scene, shopping centers, and dining options that cater to all tastes.

For those considering making Surprise their home, the real estate market offers a variety of options. One notable opportunity is the availability of homes with FHA New Financing. This financing option is particularly advantageous for first-time homebuyers or those looking to purchase a home with a lower down payment. FHA loans are designed to make homeownership more accessible, allowing you to take that exciting step into your new life in Surprise.

Imagine settling into a beautiful home surrounded by friendly neighbors and a community that feels like family. With the support of FHA financing, your dream of owning a home in this wonderful city can become a reality. Explore the possibilities in Surprise, where your future awaits!

Newest Surprise Homes with FHA New Financing

$523,819
4 Beds ⋅ 3 Baths ⋅ 7064834 MLS ⋅ 2,352 SqFt.
What's Special: North Facing Lot | South Facing Patio | Dedicated Study | Gourmet Kitchen. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Hudson at 17023 W Hope Drive in Paradisi Encore! Step into this thoughtfully designed single-story home where comfort and connection come together. An inviting foyer leads to a private study and three secondary bedrooms, creating flexible space for work, guests, or hobbies. At the heart of the home, the open gourmet kitchen features a large island, walk-in pantry, and seamless flow into the spacious great room and dining area, making everyday living and entertaining effortless. The private primary suite is tucked away for added tranquility and includes a generous walk-in closet and spa-inspired bath with separate shower and garden tub. Step outside to the covered outdoor living area and enjoy relaxing mornings, evening gatherings, and year-round Arizona sunshine. Enjoy some of the Valley's most stunning views, with quick access to nature escapes like White Tank Mountain Regional Park for hiking, biking and outdoor adventure. Your master-planned community features a shimmering pool, pocket parks and a lively clubhouse. Connect with nature at the National Wildlife Federation-Certified Butterfly Garden and spot monarchs up close. Additional Highlights Include: paver driveway and porch, soft water loop, 8' interior door, 36" upper cabinets, cabinet hardware throughout, raised vanities at secondary baths, pots and pans drawer, under cabinet lighting, 12"x24" tile in common areas, and 5" baseboards. MLS#7064834

17023 W Hope Drive, Surprise
$394,990
3 Beds ⋅ 2 Baths ⋅ 7064792 MLS ⋅ 1,504 SqFt.
What's Special: Cul-de-Sac Lot | Covered Patio | Large Kitchen Island | Single Level Living | No Rear Neighbors | North Facing Lot. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the 35R1 at 14485 W Soft Wind Circle in Rio Vista at Rancho Mercado! This beautiful new single-story home has an open-concept layout perfect for everyday living and entertaining. The spacious great room flows seamlessly into the dining area and kitchen, where elegant quartz countertops, a stylish subway tile backsplash, a large island, and walk-in pantry create an inviting gathering space. Tucked away for added privacy, the primary suite features a generous walk-in closet and well-appointed bathroom. Two secondary bedrooms, a dedicated laundry room, and a covered outdoor living area complete this comfortable and functional floor plan. Meandering walks along lush trails and competitive volleyball or basketball games can become your new normal. There's even a dog park for your furry friends! Enjoy the connectivity of a master-planned community. Beautiful trails connect a playground to sports courts and a dog park. Additional Highlights Include: Pavers at front porch, entry walks, and driveway, alternate AC location with gate, gas range, and wood looking tile floors. MLS#7064792

14485 W Soft Wind Circle, Surprise
$449,990
4 Beds ⋅ 2 Baths ⋅ 7064780 MLS ⋅ 1,949 SqFt.
What's Special: No Rear Neighbors | Mountain View | Premium Location | Covered Patio | Oversized Closet in Primary | Large Kitchen Island. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the 40-RM1 at 25539 N 147th Drive in Los Cielos at Rancho Merdaco! This thoughtfully designed single-story home offers an open-concept layout that brings together the kitchen, dining area, and great room for easy everyday living and entertaining. The spacious primary suite is tucked away for added privacy and features a generous walk-in closet and a spa-inspired bath with dual vanities. Two secondary bedrooms and a versatile fourth bedroom near the front of the home provide flexible space for guests, a home office, or hobbies. Step outside to the covered outdoor living area, perfect for enjoying morning coffee or gathering with friends and family. A convenient laundry room and spacious two-car garage complete this welcoming and functional design. A desert oasis awaits at Los Cielos at Rancho Mercado. Take your competitive spirits to the basketball and volleyball courts, breath in nature as you meander along lush walking trails, let your furry friends run free at the dog park and encourage little ones to make friends at the playground. Additional Highlights Include: 8' interior doors, paver driveway, 36" upper cabinets, and rectangle bathrooms sinks. Photos are for representative purposes only. MLS#7064780

25539 N 147th Drive, Surprise
$415,000
3 Beds ⋅ 3 Baths ⋅ 7064740 MLS ⋅ 2,105 SqFt.
Location, location, location! This Surprise home is close to Spring Training at Surprise Stadium and the continued growth taking shape around Surprise City Center. With a low-maintenance yard, weekends can be spent enjoying life instead of catching up on outdoor chores. Located in Royal Ranch, this home keeps shopping, dining, recreation and entertainment close by. Back at home, the spacious layout and low-maintenance yard make it easy to settle in, unwind and enjoy more of what Surprise has to offer.

14552 W Maui Lane, Surprise
$799,000
3 Beds ⋅ 3 Baths ⋅ 7064696 MLS ⋅ 2,193 SqFt.
Situated on one of the most premium lots in all of Heritage Asante - a South Facing backyard w/ STUNNING LAKE & MOUNTAIN Views & Steps to the AMENITES makes this home ONE-OF-A-KIND! Built in 2022 this OPEN GREAT ROOM Crest Model (3 bed, 3 bath + den) is upgraded to the hilt! Inviting curb appeal w/ a PAVER DRIVEWAY & WALKWAY. Step inside to pure LUXURY - HIGH-END flooring is all the right areas. The Kitchen is an Entertainer's Dream. Built-in GAS COOKTOP, Wall Ovens, Desirable WHITE Cabinetry w/ Roll-outs, CUSTOM Pendent lighting & MASSIVE KITCHEN island all while enjoying PICTURESQUE VIEWS out the back! The Multi-Slider in the Great Room brings in tons of natural light and creates the Backyard as an extension to the home. Step outside to PARADISE - the HEATED/COOLED private pool is More

24611 N 174th Drive, Surprise
$50,000
2 Beds ⋅ 2 Baths ⋅ 7064684 MLS ⋅ 950 SqFt.
A charming 2 bed, 2 bath mobile home in Rose Garden is now for sale! Discover a sizeable living room w/elegant wood-look flooring and neutral palette throughout, perfect for entertaining. The eat-in kitchen comes equipped w/ample cabinetry, stone backsplash, and built-in appliances for all your home cooking needs. You'll love the primary suite, boasting a large closet and a private bath w/a separate tub & shower. Also including carport parking and a quaint covered patio where you can spend a relaxing afternoon, this home is sure to be the one for you! Don't wait any longer, act now!

11596 W Sierra Dawn Boulevard Unit 356, Surprise
$625,000
3 Beds ⋅ 3 Baths ⋅ 7064535 MLS ⋅ 2,506 SqFt.
Step inside this meticulously maintained Marley Park home, where $145,000 in fine builder upgrades greet even the most discernable buyer. Marvel at the premium gourmet finishes of the wide-open kitchen area opening seamlessly to the adjacent great room, ready to host your next gathering. The serene primary bedroom retreat, opens to a luxurious primary bath with huge shower, dual sinks & large walk-in closet with a surprise and extra convenience of a direct access door into the laundry room. Dual large guest bedrooms, tucked away in their own hallway, are connected by a Jack and Jill bath with custom shower. An additional large bonus room off the hallway & kitchen has abundant built in cabinets making the versatile space a potential office or even a formal dining room for entertaining. Imagine unwinding in your private, resort-style backyard oasis, complete with a private pool, water feature, attached heated spa, professional 3 hole putting green, and a fully plumbed paved patio, ready for your dream outdoor kitchen. The large 3 car garages have storage galore and insulated ceilings & exhaust fan to keep the cars cool. From the gleaming owned solar efficiency to the thoughtful designer touches throughout, every inch of this 3+bedroom, 2.5-bath retreat is designed for modern living. With exclusive neighborhood amenities just moments away, homes of this caliber and condition are rarely available. Plan for your own private tour today--this exceptional property is ready for you to make it your home!

14651 W Larkspur Drive, Surprise
$489,947
4 Beds ⋅ 3 Baths ⋅ 7064519 MLS ⋅ 2,280 SqFt.
BRAND NEW MANUFACTURED HOME ON ONE ACRE, LOCATED IN SURPRISE, AZ. UNIQUE 4BR/3BA ''QUAIL'' MODEL WITH 2,200 SQ FT. THIS HOME INCLUDES A LARGE LIVING/GREAT ROOM WITH WELL APPOINTED KITCHEN & A SEPARATE FAMILY ROOM. UPGRADED FINISHING THROUGHOUT WITH PLENTY OF COMFORTABLE LIVING SPACE. MODERN DESIGN & NEUTRAL COLOR SCHEMES WITH 9FT FLAT CEILINGS. HOME HAS 2 X 6 CONSTRUCTION. NO HOA! 4-WAY SHARED WELL. ENJOY LIVING IN THE ARIZONA DESERT WHILE STILL BEING IN SURPRISE, AZ. JUST A SHORT DRIVE TO THE REST OF THE VALLEY! *UP TO $8,000 TOWARDS BUYER'S CLOSING COSTS INCLUDED*

27152 N 143rd Avenue, Surprise
$469,000
4 Beds ⋅ 3 Baths ⋅ 7064482 MLS ⋅ 2,136 SqFt.
Beautifully renovated pool home in Surprise with extensive updates inside and out! Located in the growing 85388 area, this home offers convenient access to shopping, dining, recreation and the Loop 303 corridor. Enjoy nearby parks and outdoor amenities, along with Surprise Stadium, golf, and the expanding Prasada shopping and entertainment area. Inside, the refreshed interior features new LVP flooring and carpet, fresh interior paint, new baseboards and trim, updated doors and hardware, plus updated lighting and ceiling fans. The renovated kitchen showcases quartz countertops, refinished cabinetry with new hardware, an undermount stainless steel sink, updated faucet, recessed LED lighting and stainless steel appliances. Refreshed Bathrooms. See supllemental remarks for more details. Beautifully renovated pool home in Surprise with extensive updates inside and out! Located in the growing 85388 area, this home offers convenient access to shopping, dining, recreation and the Loop 303 corridor. Enjoy nearby parks and outdoor amenities, along with Surprise Stadium, golf, and the expanding Prasada shopping and entertainment area. Inside, the refreshed interior features new LVP flooring and carpet, fresh interior paint, new baseboards and trim, updated doors and hardware, plus updated lighting and ceiling fans. The renovated kitchen showcases quartz countertops, refinished cabinetry with new hardware, an undermount stainless steel sink, updated faucet, recessed LED lighting and stainless steel appliances. Bathrooms have been refreshed with updated fixtures, lighting, mirrors, faucets and resurfaced tub/shower surrounds. Additional improvements include a new AC unit along with numerous electrical and general updates throughout. Step outside to refreshed landscaping and a renovated swimming pool featuring new PebbleTec, an updated pool deck, new pool light, sand filter and pump. Extensive improvements combined with a desirable Surprise location make this home a must-see! List of Improvements: " HVAC: Replace existing air-conditioning unit with a new unit. " Landscaping: Complete landscaping cleanup, tree/vegetation removal, and general exterior landscape improvements. " Swimming Pool: Refinish pool with new PebbleTec; patch and paint pool deck; install new pool light fixture; replace sand filter and pool pump. " Interior Doors & Hardware: Replace missing/damaged interior doors and closet doors; install new door knobs, hinges, stops, deadbolts, and related hardware; service sliding glass door track and wheels. " Lighting & Electrical: Install new ceiling fans, interior and exterior light fixtures, recessed kitchen lighting, switches, outlets, junction boxes, GFCI outlets, and cover plates; replace miscellaneous bulbs and fixtures as needed. " Garage: Paint garage walls and ceiling; remove existing cabinet; power wash and clean garage floor; install new fire-rated prehung solid exterior door. " Laundry Room: Install new light fixture and washer drain pan. " Master Bathroom: Refinish/paint vanity cabinetry; install new cabinet hardware, vanity lighting, framed mirror, toilet seat, faucet, and shower valve trim; resurface tub/shower surround; remove medicine cabinet and repair drywall. " Downstairs Half Bathroom: Remove existing vanity, lighting, and mirror; install new pedestal sink, vanity light, framed mirror, toilet seat, and faucet. " Upstairs Bathroom: Refinish/paint vanity cabinetry; install new cabinet hardware, lighting, framed mirror, toilet seat, faucet, and shower valve trim; resurface tub/shower surround; remove medicine cabinet and repair drywall. " Kitchen Renovation: Repair/replace missing cabinet components; paint/refinish cabinetry and install new hardware; modify island to cabinet height; relocate electrical/plumbing as necessary; install new 2 cm quartz countertops with backsplash; install new undermount stainless-steel sink and faucet; install recessed LED lighting; reconnect existing garbage disposal and plumbing. " Flooring: Prepare existing concrete flooring and install new LVP throughout downstairs, upstairs laundry closet, and bathrooms; install new carpet and pad on stairs, upstairs hallway, loft, bedrooms, and bedroom closets. " Baseboards & Trim: Install new 4-inch flat baseboards throughout the home and repair damaged door trim. " Interior Painting: Paint the interior throughout, including eggshell-finish walls, flat ceilings, and semi-gloss baseboards, doors, and trim. " General Repairs & Safety Improvements: Install new smoke detectors and electronic keypad front-door lock; replace/update outlets, switches, plates, and GFCIs; remove satellite dish, loose wiring/cables, repair/refinish exterior gates. " Debris Removal/Demolition: Remove personal property, debris, and existing flooring as required in preparation for renovation. " Appliances: Install new stainless-steel kitchen appliances, including replacement range.

17514 W Boca Raton Road, Surprise
$695,000
3 Beds ⋅ 3 Baths ⋅ 7064454 MLS ⋅ 2,764 SqFt.
Experience elevated Arizona living in desirable Surprise Farms! This beautifully maintained home offers a private resort-style backyard featuring a heated pool with slide & spa, outdoor kitchen with KokoMo grill, bar-top fire pit, gazebo, misters and a putting green. New landscaping, gutters, sun shades and storage shed enhance the outdoor experience. Inside, a desirable split floor plan offers a beautifully updated primary bath and laundry room, dedicated office and fresh paint throughout. The 3-car garage features a mini-split AC and new epoxy flooring. 18'' of added insulation throughout the home, a new water heater and solar provide exceptional energy efficiency and low utility costs. A thoughtfully upgraded home designed for both everyday comfort and effortless entertaining!

18458 W Marconi Avenue, Surprise
$434,990
4 Beds ⋅ 3 Baths ⋅ 7064343 MLS ⋅ 2,110 SqFt.
SPECIAL LOW-RATE financing, limited time & appliance move-in package with blinds this weekend only! Beautiful home has four bedrooms, and three full baths, really spacious. Entertaining will be fun in this kitchen, a huge island with breakfast bar, large walk-in pantry, white cabinets, quartz countertops, single bowl sink, stylish backsplash. Upgraded electrical options, pendant light prewires, plank wood look tile, 4'' baseboards make the home look amazing. Bathrooms include quartz counters, primary bath has walk in shower and huge closet, linen closet, dual sinks. A big back patio too! Great community amenities including pool, kid's splash pad, basketball, great lawn, dog parks and more!

18348 W Villa Hermosa Lane, Surprise
$360,000
3 Beds ⋅ 2 Baths ⋅ 7064320 MLS ⋅ 1,352 SqFt.
Welcome home to this beautifully updated Surprise gem, ideally located close to shopping, dining, parks, entertainment, and everything the city has to offer. Featuring a BRAND NEW HVAC system with a smart thermostat, this move in ready home combines comfort, efficiency, and style. The updated kitchen and bathrooms offer modern finishes, while stunning porcelain tile flooring flows throughout the entire home for a clean and cohesive look. The spacious primary suite includes a private exit to the backyard, creating the perfect retreat for enjoying Arizona mornings and evenings. Step outside to an extended covered patio overlooking a large backyard that borders a school, providing added privacy with no immediate rear neighbors. Whether you're entertaining guests, relaxing outdoors or looking for room to play, this backyard delivers. With thoughtful upgrades throughout, a functional floor plan, and a prime location in the heart of Surprise, this home is an exceptional opportunity for first time buyers, downsizers, or anyone seeking a low maintenance lifestyle with modern updates.

15558 N 136th Lane, Surprise
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