Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city that perfectly blends the charm of suburban living with the excitement of city amenities. Nestled in the heart of Maricopa County, Surprise is celebrated for its friendly community, beautiful landscapes, and a plethora of recreational opportunities. Whether you're an outdoor enthusiast or someone who enjoys cultural activities, Surprise has something for everyone.

One of the standout features of this city is its commitment to providing a high quality of life. With over 13 parks, numerous walking trails, and the stunning White Tank Mountain Regional Park nearby, residents can easily enjoy the great outdoors. In addition to its natural beauty, Surprise is home to a thriving arts scene, shopping centers, and dining options that cater to all tastes.

For those considering making Surprise their home, the real estate market offers a variety of options. One notable opportunity is the availability of homes with FHA New Financing. This financing option is particularly advantageous for first-time homebuyers or those looking to purchase a home with a lower down payment. FHA loans are designed to make homeownership more accessible, allowing you to take that exciting step into your new life in Surprise.

Imagine settling into a beautiful home surrounded by friendly neighbors and a community that feels like family. With the support of FHA financing, your dream of owning a home in this wonderful city can become a reality. Explore the possibilities in Surprise, where your future awaits!

Newest Surprise Homes with FHA New Financing

$324,999

2 Beds ⋅ 2 Baths ⋅ 7084862 MLS ⋅ 1,289 SqFt.

Move-in ready 2 bed, 2 bath home with solar in the Coyote Lakes golf course community of Surprise, AZ. This 1,289 sq ft home has a split floor plan, a new AC unit, and furnace. The kitchen features granite counters, and generous cabinet space. The spacious primary suite offers dual sinks, and a large walk-in closet. Solar helps keep Arizona energy bills predictable. Relax on the covered patio in the private, low-maintenance, fully finished backyard. Optional membership to the Coyote Lakes Recreation Club adds access to a pool, tennis, and pickleball. Coyote Lakes Golf Club with shopping and dining along Bell Road and easy access to Peoria, Sun City, and the Phoenix West Valley. Come view it today!

11666 W Yucca Court, Surprise

$459,900

2 Beds ⋅ 2 Baths ⋅ 7084857 MLS ⋅ 1,627 SqFt.

Imagine starting your mornings with coffee and an Arizona sunrise from your back patio, then ending the day with a colorful sunset and the peaceful sound of the waterfall in your private front courtyard. This fully renovated Madera model in The Grand offers 2 bedrooms, 2 baths + den with LVP flooring throughout and a beautifully upgraded kitchen featuring quartz countertops, abundant custom cabinetry, gas cooking and a cozy breakfast nook. The backyard was made for Arizona living with an extended covered patio, expansive pavers, space to BBQ and a firepit for cool desert evenings. OWNED solar adds energy savings to a home where the work has already been done and the lifestyle is ready to enjoy. Step inside and you'll find thoughtful improvements throughout. Both bathrooms were remodeled, while the den was enclosed with a frosted-glass door to create a true office, hobby room or flexible bonus space. Upgraded panel doors, 4-inch baseboards and custom window treatments add a polished finish, while the living room's custom media wall with stone detail, floating shelves and electric fireplace creates a beautiful focal point. Energy efficiency and functionality were considered too, with Pella energy-efficient windows and patio door. The 2-car garage features a newer garage door and opener, epoxy flooring and overhead storage, while the exterior has benefited from refreshed stucco and new roof! Then there's life in The Grand, a vibrant 55+ community where your days can be as active or relaxed as you'd like. Golf, fitness, swimming, clubs, arts, recreation, dining and entertainment are all part of the experience. Spend the day exploring everything the community offers, entertain friends at home, or simply find your favorite chair and enjoy another beautiful Arizona day. This is a home that's been updated for today, in a community built around enjoying what's next.

18401 N Villa Bella Drive, Surprise

$630,566

6 Beds ⋅ 4 Baths ⋅ 7084855 MLS ⋅ 3,159 SqFt.

SELLER IS OFFERING INTEREST RATE AND CLOSING COST ASSISTANCE! This beautiful new home includes 6 bedrooms, 4 baths, loft & a 3-car tandem garage. Owner's Suite plus a guest suite on 1st floor. Beautiful, tiled floors on 1st floor including the Great Room, upgraded carpet upstairs and in bedrooms, The home has a large open kitchen & great room. Beautiful linen Cabinets, Quartz countertops, Stainless steel appliances with a gas range and a large kitchen island. Secondary bedrooms are good size, and some have walk in closets, they are all surrounded by a spacious loft. The home is on a large lot that gives you many entertaining opportunities and has no backyard neighbors. Photos are of another home with similar selections. NO BACK YARD NEIGHBORS!

17328 W Dahlia Drive, Surprise

$504,320

4 Beds ⋅ 3 Baths ⋅ 7084853 MLS ⋅ 2,287 SqFt.

SELLER IS OFFERING CLOSING COST AND RATE BUYDOWN SPECIALS. This home has 4 bedrooms, 3 baths plus a loft and a 2-car garage. Highly sought after guest suite on bottom floor. This home has a beautiful kitchen with an island, 42'' upgraded cabinets, Upper-level Quartz countertops and stainless-steel appliances. The kitchen opens up perfectly to the great room and the covered patio. Master suite has a large bedroom, large walk in closet and double sinks.

17135 W Corrine Drive, Surprise

$674,995

3 Beds ⋅ 3 Baths ⋅ 7084745 MLS ⋅ 2,730 SqFt.

The Julia welcomes you with timeless curb appeal, highlighted by a charming covered front porch and thoughtfully designed ranch-style layout. Inside, an extended entryway opens to a spacious living area where the expansive kitchen, breakfast nook, and great room come together to create the perfect setting for both everyday living and effortless entertaining. The kitchen features a large center island and an oversized walk-in pantry, providing abundant space for gathering, cooking, and storage. A versatile flex room offers a convenient tech center, while the formal dining room adds elegance for hosting special occasions. Just beyond, a private covered courtyard extends your living space outdoors, creating a unique retreat for relaxing or entertaining guests. . The Julia includes two secondary bedrooms and a shared bath, and a 4-car garage. (Or 3 car plus garage storage area)

17174 W Charlotte Drive, Surprise

$485,632

3 Beds ⋅ 2 Baths ⋅ 7084714 MLS ⋅ 1,880 SqFt.

New Home in Windstone Ranch North! The Impressive Enhanced B Style Package features White Cabinets, Chrome Finishes, and 9' Ceilings. The Primary Bedroom includes a Private Retreat with Dual Sinks, Shower, and Walk-In Closet. Two Additional Bedrooms can be used for Guest Rooms, Office, or Play Area. The Kitchen comes with a Double Bowl Sink, Walk-In Pantry, Large Island, and GE Gas Range. Includes Ceiling Fan Prewires, Tankless Water Heater, and Smart Home Package. Oversized Lot at 7,500 sq ft. Double gate. Est. December Move in. A Must-See Home!

15236 W Gray Fox Trail, Surprise

$399,500

4 Beds ⋅ 2 Baths ⋅ 7084709 MLS ⋅ 1,720 SqFt.

Pride of ownership shines throughout this beautifully maintained home in North Copper Canyon! Situated on a premium, slightly oversized lot, this move-in-ready home offers thoughtful upgrades inside and out. The professionally landscaped exterior provides great curb appeal, while the bright and inviting interior has been exceptionally well cared for. The kitchen features granite countertops, ample cabinetry and a functional layout perfect for everyday living and entertaining. Granite countertops continue into the bathrooms for a cohesive, upgraded finish. Step outside and enjoy the additional space of the premium lot along with professionally designed landscaping, creating a great setting to relax and enjoy the Arizona lifestyle. Even the garage impresses with clean, epoxied floors and a polished, finished feel. Conveniently located in the growing North Surprise area with access to shopping, dining, recreation and Loop 303. This one is clean, cared for and ready for its next owner!

17474 W Via De Luna Drive, Surprise

$655,933

4 Beds ⋅ 4 Baths ⋅ 7084686 MLS ⋅ 3,554 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. Available January 2027, this impressive Starwood floor plan offers 4 bedrooms, a game room, den, formal dining room, 3.5 baths, and a 3-car garage. Thoughtfully designed with modern finishes, this home includes built-in appliances, quartz kitchen countertops, a soft water plumbing loop, gas stubs at the kitchen, backyard BBQ area, and laundry room for a gas dryer. A perfect blend of space, comfort, and functionality for everyday living and entertaining.

24968 N 170th Drive, Surprise

$340,000

2 Beds ⋅ 2 Baths ⋅ 7084647 MLS ⋅ 1,401 SqFt.

Find your ideal retirement haven in the 55+ guard-gated Arizona Traditions! This beautiful home offers 2 beds + den, 2 baths, 2-car garage, and a desert landscape. Discover a spacious, seamlessly flowing layout for everyday living! Vaulted ceilings add to the airy feel, complemented by tons of natural light, neutral palette, and tile flooring t/out. The impressive kitchen boasts SS appliances, ample wood cabinets, recessed lighting, and a peninsula w/breakfast bar. The double-door den is perfect for an office! Large main bedroom has a double-door entry and an ensuite with dual sinks & a walk-in closet. Relax in the private backyard with a covered patio! Enjoy Community amenities including golf, 3 pools, fitness center, pickleball, tennis, bocce, softball, trails, & clubhouse. Welcome home!

18082 W Addie Lane, Surprise

$449,990

4 Beds ⋅ 3 Baths ⋅ 7084624 MLS ⋅ 2,113 SqFt.

January move-in home with SPECIAL RATE FINANCING available! This beautiful four-bedroom split floor plan home is located on a Cul-de-sac lot with spacious kitchen, dining and living area, great for entertaining! Walk in pantry, pocket office, large breakfast island and more! This smart home is energy efficient with video doorbell, 8ft garage doors, multiple parks, playgrounds, basketball, pickleball and mountain views! Come see it today and ask about our great incentives!

20641 N 225th Drive, Surprise

$369,900

3 Beds ⋅ 3 Baths ⋅ 7084599 MLS ⋅ 1,726 SqFt.

Complete Remodel 3Beds 2,5Baths. House has a new paint Interior (including garage) Kitchen has been updated with new 3-inch-thick granite countertop, new stainless-steel appliances, new sink, faucet, lights and cabinet painting professionally. All new Flooring downstairs. Upstairs New Carpet. Bathrooms have new 3-inch-thick granite, sinks, faucets, plumbing all new angle stops, light fixtures, and painting cabinets. Upstairs you will find 3beds, a large master with WC, master bath has a separate shower/tub and a private toilet. Laundry room has a new flooring. All new light fixtures and ceiling fans throughout. Large Backyard, 2 car garage with a new garage opener and spring. Very close to school.

17057 W Marconi Avenue, Surprise

$385,990

3 Beds ⋅ 3 Baths ⋅ 7084590 MLS ⋅ 1,742 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. The Silverton offers a thoughtfully designed two-story layout with an open-concept floor plan and spacious loft. Enjoy a chef-inspired kitchen featuring a gas cooktop, granite countertops, stainless steel appliances, refrigerator, washer, dryer, and whole-house blinds. Interior finishes include tile and carpet, plus a glass walk-in shower in the owner's bath. Relax on the covered patio and enjoy a private 2-car garage. Just a short walk to The Gallery clubhouse, featuring pools, a fitness center, and pickleball courts.

16575 W Whispering Wind Drive, Surprise

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