Surprise Homes with Cash New Financing

Surprise Homes with Cash New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its vibrant community spirit and stunning desert landscapes, Surprise has quickly become a sought-after destination for homebuyers looking for both comfort and convenience. With its warm climate, abundant recreational opportunities, and a strong sense of community, it’s no wonder that families and retirees alike are making this charming city their home.

Surprise boasts a variety of amenities, including lush parks, shopping centers, and a wealth of dining options that cater to every palate. The city is also home to the Surprise Stadium, where you can catch exciting spring training games and various community events throughout the year. Nature enthusiasts will appreciate the nearby White Tank Mountain Regional Park, offering miles of hiking and biking trails, perfect for exploring the beautiful Arizona landscape.

For those considering a move to this vibrant city, there are homes available with cash new financing options, making it easier than ever to secure your dream property. Whether you’re looking for a cozy single-family home or a spacious modern residence, Surprise has a diverse real estate market that caters to all tastes and budgets.

With its friendly atmosphere, exceptional amenities, and an array of housing options, Surprise, AZ, is more than just a place to live; it’s a place to thrive. Come experience the charm of Surprise and discover why so many are choosing to call this beautiful city home!

Newest Surprise Homes with Cash New Financing

$379,900
3 Beds ⋅ 2 Baths ⋅ 7064915 MLS ⋅ 1,708 SqFt.
A POOL at this price? Yes, please! Don't miss this opportunity in the desirable Royal Ranch community. This home offers an open, spacious floor plan with vaulted ceilings, a large great room, & a kitchen with plenty of cabinet & counter space plus breakfast bar seating. All appliances convey with the home, including the refrigerator, washer, dryer, & mini beverage refrigerator. The original den has been fully enclosed, creating a versatile bonus room currently used as an additional sleeping space. With no closet, it also makes a great home office, craft room, workout room, playroom, or guest space. Step outside to your own Arizona backyard retreat featuring a private pool, covered patio, low-maintenance landscaping, and plenty of room to relax & enjoy our beautiful Arizona weather. BIG bonus for the new owner, a pallet of wood-plank tile flooring is included with the sale, with enough material to complete the flooring throughout the home! The home also features a water softener, inside laundry with cabinetry, & a two-car garage. Royal Ranch offers neighborhood parks, green space, walking paths, & recreational areas nearby. With a little updating and your own personal touches, this home has so much potential. Priced to sell & packed with value, this one is a steal for the price!

14586 W Crocus Drive, Surprise
$465,000
6 Beds ⋅ 4 Baths ⋅ 7064907 MLS ⋅ 2,883 SqFt.
This home has it all...6 bedrooms, 4 full baths. Well appointed kitchen featuring quartz countertops, stainless appliances and a walk-in pantry. The family room is off the kitchen and opens to a covered patio and large back yard waiting for your imagination to make it yours. There is a separate guest area downstairs with its own living room and full bath. The primary suite is upstairs with multiple other bedrooms with walk-in closets. Property is sold ''as-is, where-is'' with no reps or warranties. Seller will provide no CLUES or SPDS rpts. Seller will not pay for any fees associated with HOA transfer. Buyer may choose own title company. Buyer will be responsible for all title and escrow fees. This property may qualify for Seller Financing (Vendee)

16791 W Canterbury Drive, Surprise
$475,000
2 Beds ⋅ 2 Baths ⋅ 7064848 MLS ⋅ 2,295 SqFt.
AZ Traditions is a guard gated, active adult community with single loaded streets also a maximum 25 mph speed limit and no traffic lights. A genuine small town environment run by local volunteers including the caterers for meals and bartenders in the sports bar. Many senior activities and clubs including a softball field and public 18 hole golf course with active golf leagues. Open backyard next to overflow parking (no overnight) for the nearby community center. This home is beautifully updated and offers 2 bedrooms + a den and 2 bathrooms. All NEW flooring February 2026!! This is the perfect great room layout which has a spacious sized family room, formal dining area and open kitchen with a big breakfast bar and also an eat-in-kitchen.

17929 W Buena Vista Drive, Surprise
$523,819
4 Beds ⋅ 3 Baths ⋅ 7064834 MLS ⋅ 2,352 SqFt.
What's Special: North Facing Lot | South Facing Patio | Dedicated Study | Gourmet Kitchen. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Hudson at 17023 W Hope Drive in Paradisi Encore! Step into this thoughtfully designed single-story home where comfort and connection come together. An inviting foyer leads to a private study and three secondary bedrooms, creating flexible space for work, guests, or hobbies. At the heart of the home, the open gourmet kitchen features a large island, walk-in pantry, and seamless flow into the spacious great room and dining area, making everyday living and entertaining effortless. The private primary suite is tucked away for added tranquility and includes a generous walk-in closet and spa-inspired bath with separate shower and garden tub. Step outside to the covered outdoor living area and enjoy relaxing mornings, evening gatherings, and year-round Arizona sunshine. Enjoy some of the Valley's most stunning views, with quick access to nature escapes like White Tank Mountain Regional Park for hiking, biking and outdoor adventure. Your master-planned community features a shimmering pool, pocket parks and a lively clubhouse. Connect with nature at the National Wildlife Federation-Certified Butterfly Garden and spot monarchs up close. Additional Highlights Include: paver driveway and porch, soft water loop, 8' interior door, 36" upper cabinets, cabinet hardware throughout, raised vanities at secondary baths, pots and pans drawer, under cabinet lighting, 12"x24" tile in common areas, and 5" baseboards. MLS#7064834

17023 W Hope Drive, Surprise
$394,990
3 Beds ⋅ 2 Baths ⋅ 7064792 MLS ⋅ 1,504 SqFt.
What's Special: Cul-de-Sac Lot | Covered Patio | Large Kitchen Island | Single Level Living | No Rear Neighbors | North Facing Lot. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the 35R1 at 14485 W Soft Wind Circle in Rio Vista at Rancho Mercado! This beautiful new single-story home has an open-concept layout perfect for everyday living and entertaining. The spacious great room flows seamlessly into the dining area and kitchen, where elegant quartz countertops, a stylish subway tile backsplash, a large island, and walk-in pantry create an inviting gathering space. Tucked away for added privacy, the primary suite features a generous walk-in closet and well-appointed bathroom. Two secondary bedrooms, a dedicated laundry room, and a covered outdoor living area complete this comfortable and functional floor plan. Meandering walks along lush trails and competitive volleyball or basketball games can become your new normal. There's even a dog park for your furry friends! Enjoy the connectivity of a master-planned community. Beautiful trails connect a playground to sports courts and a dog park. Additional Highlights Include: Pavers at front porch, entry walks, and driveway, alternate AC location with gate, gas range, and wood looking tile floors. MLS#7064792

14485 W Soft Wind Circle, Surprise
$449,990
4 Beds ⋅ 2 Baths ⋅ 7064780 MLS ⋅ 1,949 SqFt.
What's Special: No Rear Neighbors | Mountain View | Premium Location | Covered Patio | Oversized Closet in Primary | Large Kitchen Island. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the 40-RM1 at 25539 N 147th Drive in Los Cielos at Rancho Merdaco! This thoughtfully designed single-story home offers an open-concept layout that brings together the kitchen, dining area, and great room for easy everyday living and entertaining. The spacious primary suite is tucked away for added privacy and features a generous walk-in closet and a spa-inspired bath with dual vanities. Two secondary bedrooms and a versatile fourth bedroom near the front of the home provide flexible space for guests, a home office, or hobbies. Step outside to the covered outdoor living area, perfect for enjoying morning coffee or gathering with friends and family. A convenient laundry room and spacious two-car garage complete this welcoming and functional design. A desert oasis awaits at Los Cielos at Rancho Mercado. Take your competitive spirits to the basketball and volleyball courts, breath in nature as you meander along lush walking trails, let your furry friends run free at the dog park and encourage little ones to make friends at the playground. Additional Highlights Include: 8' interior doors, paver driveway, 36" upper cabinets, and rectangle bathrooms sinks. Photos are for representative purposes only. MLS#7064780

25539 N 147th Drive, Surprise
$415,000
3 Beds ⋅ 3 Baths ⋅ 7064740 MLS ⋅ 2,105 SqFt.
Location, location, location! This Surprise home is close to Spring Training at Surprise Stadium and the continued growth taking shape around Surprise City Center. With a low-maintenance yard, weekends can be spent enjoying life instead of catching up on outdoor chores. Located in Royal Ranch, this home keeps shopping, dining, recreation and entertainment close by. Back at home, the spacious layout and low-maintenance yard make it easy to settle in, unwind and enjoy more of what Surprise has to offer.

14552 W Maui Lane, Surprise
$799,000
3 Beds ⋅ 3 Baths ⋅ 7064696 MLS ⋅ 2,193 SqFt.
Situated on one of the most premium lots in all of Heritage Asante - a South Facing backyard w/ STUNNING LAKE & MOUNTAIN Views & Steps to the AMENITES makes this home ONE-OF-A-KIND! Built in 2022 this OPEN GREAT ROOM Crest Model (3 bed, 3 bath + den) is upgraded to the hilt! Inviting curb appeal w/ a PAVER DRIVEWAY & WALKWAY. Step inside to pure LUXURY - HIGH-END flooring is all the right areas. The Kitchen is an Entertainer's Dream. Built-in GAS COOKTOP, Wall Ovens, Desirable WHITE Cabinetry w/ Roll-outs, CUSTOM Pendent lighting & MASSIVE KITCHEN island all while enjoying PICTURESQUE VIEWS out the back! The Multi-Slider in the Great Room brings in tons of natural light and creates the Backyard as an extension to the home. Step outside to PARADISE - the HEATED/COOLED private pool is More

24611 N 174th Drive, Surprise
$50,000
2 Beds ⋅ 2 Baths ⋅ 7064684 MLS ⋅ 950 SqFt.
A charming 2 bed, 2 bath mobile home in Rose Garden is now for sale! Discover a sizeable living room w/elegant wood-look flooring and neutral palette throughout, perfect for entertaining. The eat-in kitchen comes equipped w/ample cabinetry, stone backsplash, and built-in appliances for all your home cooking needs. You'll love the primary suite, boasting a large closet and a private bath w/a separate tub & shower. Also including carport parking and a quaint covered patio where you can spend a relaxing afternoon, this home is sure to be the one for you! Don't wait any longer, act now!

11596 W Sierra Dawn Boulevard Unit 356, Surprise
$650,000
5 Beds ⋅ 3 Baths ⋅ 7064665 MLS ⋅ 1,982 SqFt.
Unique investment or multi-generational opportunity! Property offers 1,982 SF per assessor records, including approx. 466 SF of permitted additional interior space. Primary living area features 3BR/2BA, kitchen, dedicated A/C & water heater, plus 2-car garage. Additional living area offers 2BR/1BA, kitchen, separate A/C & water heater, and gated parking. Detached casita offers 2BR/1BA, 3 in-wall A/C units, water heater & separate gated parking for 2 vehicles + small RV with hookup. Modified 400-AMP electrical system supports 36 owned solar panels. Multiple private living areas offer exceptional flexibility for extended family or potential rental use. Buyer to verify permitted uses, zoning, square footage & casita status.

13028 W Greenway Road, Surprise
$299,990
3 Beds ⋅ 2 Baths ⋅ 7064572 MLS ⋅ 1,441 SqFt.
INVESTOR DEAL! This one won't last so come check out the beautiful home. Beautiful flooring, cabinets and fixtures - just needs some cleaning and it's move in ready!

17778 W Red Bird Road, Surprise
$625,000
3 Beds ⋅ 3 Baths ⋅ 7064535 MLS ⋅ 2,506 SqFt.
Step inside this meticulously maintained Marley Park home, where $145,000 in fine builder upgrades greet even the most discernable buyer. Marvel at the premium gourmet finishes of the wide-open kitchen area opening seamlessly to the adjacent great room, ready to host your next gathering. The serene primary bedroom retreat, opens to a luxurious primary bath with huge shower, dual sinks & large walk-in closet with a surprise and extra convenience of a direct access door into the laundry room. Dual large guest bedrooms, tucked away in their own hallway, are connected by a Jack and Jill bath with custom shower. An additional large bonus room off the hallway & kitchen has abundant built in cabinets making the versatile space a potential office or even a formal dining room for entertaining. Imagine unwinding in your private, resort-style backyard oasis, complete with a private pool, water feature, attached heated spa, professional 3 hole putting green, and a fully plumbed paved patio, ready for your dream outdoor kitchen. The large 3 car garages have storage galore and insulated ceilings & exhaust fan to keep the cars cool. From the gleaming owned solar efficiency to the thoughtful designer touches throughout, every inch of this 3+bedroom, 2.5-bath retreat is designed for modern living. With exclusive neighborhood amenities just moments away, homes of this caliber and condition are rarely available. Plan for your own private tour today--this exceptional property is ready for you to make it your home!

14651 W Larkspur Drive, Surprise
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