Cave Creek Homes with Conventional New Financing

Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona—an enchanting town nestled in the heart of Maricopa County, where the rugged beauty of the Sonoran Desert meets a vibrant community spirit. Known for its stunning landscapes, rich history, and a unique blend of rustic charm and modern amenities, Cave Creek offers an idyllic setting for those seeking a tranquil yet active lifestyle.

This picturesque town is a haven for outdoor enthusiasts, with miles of hiking and horseback riding trails that wind through the breathtaking desert terrain. Explore the stunning vistas of the nearby Black Mountain or enjoy a leisurely afternoon at the charming local shops and art galleries that line the historic downtown area. With a lively calendar of events, including art festivals, rodeos, and farmer's markets, there's always something happening in Cave Creek.

For homebuyers, Cave Creek presents an array of housing options, including properties that qualify for conventional new financing. Whether you're looking for a cozy desert retreat or a spacious family home, the real estate market here offers a variety of choices to suit your needs. With the convenience of conventional financing, purchasing your dream home in this beautiful area is more accessible than ever.

Experience the warmth and hospitality of Cave Creek, where friendly neighbors and a strong sense of community await. Discover your perfect home in this desert paradise and embrace the lifestyle you've always dreamed of!

Newest Cave Creek Homes with Conventional New Financing

$1,000,000
5 Beds ⋅ 4 Baths ⋅ 7085919 MLS ⋅ 3,844 SqFt.
Discover refined desert living in this elegant 2-story home w/POOL in Tatum Ranch! Featuring 5 beds, 3 baths + powder room, 3-car garage w/built-in cabinets, 2025 new water heater/water softener and R/O a covered front porch. Inside,soaring vaulted ceilings,natural light, hardwood/tile floors welcome you to a spacious great room connecting the living and dining areas.The family room is highlighted by a fireplace with a stone-mosaic surround & wood mantel, while flowing seamlessly into the eat-in kitchen. The kitchen boasts ample wood cabinets, granite counters, recessed lights a peninsula w/breakfast bar.The primary suite offers access to the back, and a spa-like ensuite w/dual sinks,a separate soaking tub & penny-tiled shower,HUGE walk in custom Classy closet and electric black out blinds Upstairs, the secondary bedrooms offer soft carpet, and one includes a private bath. Bathrooms updated in 2025. Outside, your backyard oasis is complete with a covered patio, multiple seating areas, a built-in BBQ, and a sparkling fenced-in pool w/travertine waterfall feature, ideal for relaxing and year-round entertaining. No immediate neighbors add privacy. Enjoy nearby golf, shopping and dining, plus access to Desert Ridge Marketplace and Loop 101 via Tatum Boulevard. Don't miss this great opportunity!

4926 E Roy Rogers Road, Cave Creek
$1,700,000
3 Beds ⋅ 4 Baths ⋅ 7085812 MLS ⋅ 3,013 SqFt.
Exceptional desert living on nearly two private acres with breathtaking south-facing views of the Sonoran Desert, mountains, spectacular sunsets and sparkling city lights. Fully remodeled in 2022, this distinctive 3-bedroom, 3.5-bath residence with an attached office off the primary suite and a 3-car garage beautifully blends timeless Southwestern character with sophisticated contemporary finishes. From the moment you enter through the striking carved wood doors, the home makes an impression. The expansive great room is defined by dramatic wood-beamed ceilings, a fireplace, beautiful 16'' x 32'' tile flooring throughout and walls of glass that frame the surrounding desert while creating a seamless connection to the outdoor living spaces. Light-filled interiors, generous room proportions an thoughtfully selected finishes give the home a warm yet refined atmosphere. The beautifully remodeled kitchen is designed for both entertaining and everyday living, featuring an oversized center island, abundant cabinetry, striking stone countertops, stainless steel appliances and exceptional views from the kitchen windows. The adjacent dining and living areas flow together effortlessly, creating an inviting gathering space while maintaining the home's open, airy feel. The spacious primary suite is a private retreat with direct access to the outdoors and a dedicated office conveniently attached to the bedroom--ideal for working from home, a private sitting room or additional flex space. Distinctive architectural elements add character, while the luxurious primary bath features dual vanities, an oversized walk-in shower and a substantial walk-in closet. Two additional bedrooms and beautifully remodeled baths provide comfortable accommodations for family and guests. The outdoor living spaces are truly spectacular. An expansive covered patio with exposed wood beams opens to a resort-style pool and spa, multiple seating and entertaining areas, and a separate fire pit terrace perfectly positioned to enjoy unforgettable Arizona sunsets. Mature desert landscaping complements the natural surroundings while preserving the property's exceptional sense of privacy and openness. The home's original owner traveled extensively throughout Asia and other parts of the world, collecting distinctive furnishings and architectural pieces along the way. During the 2022 remodel, many of these unique elements were thoughtfully incorporated into the residence, giving the home a character and sense of history rarely found in a newly remodeled property. With nearly two acres, the property also offers ample space and potential for the addition of a detached guest house or casita, creating an opportunity for additional guest accommodations, a private studio or expanded living space. Private, beautifully remodeled and surrounded by extraordinary desert scenery, 41801 N. Deer Trail Road offers the quintessential Arizona lifestyle--where expansive indoor-outdoor living, panoramic views, memorable sunsets and distinctive design come together in a truly one-of-a-kind setting.

41801 N Deer Trail Road, Cave Creek
$325,000
2 Beds ⋅ 2 Baths ⋅ 7085724 MLS ⋅ 1,056 SqFt.
ARIZONA RESORT STYLE LIVING AT IT'S BEST! This lovely 2 bedrm, 2 bathrm corner unit near the pool area is light&bright, views of lush trees&grass areas. Move-in ready with new paint throughout, new plush carpet. Off the entry is an office niche. Large Great Room, separate dining area. Kitchen offers breakfast bar, elegant wood cabinets, gas range &oven, slab granite countertops, side-by-side refrigerator, built in microwave, lots of storage. Primary en-suite bedroom offers access to the balcony, large w/i closet. Elegant en-suite bathroom. Guest bedrm with w/i closet. Indoor laundry closet. Private patio with storage. Conveniently located to lots of shopping, golf&parks. Parking space is#384. Community amenities include:Clubhouse,Business Center, Fitness Center, heated pool & spa.

29606 N Tatum Boulevard Unit 279, Cave Creek
$649,000
3 Beds ⋅ 3 Baths ⋅ 7085710 MLS ⋅ 1,733 SqFt.
Welcome to this beautifully upgraded home featuring soaring ceilings, a stunning fireplace, and an inviting kitchen perfect for gathering with family & friends. The real magic continues outdoors! Escape to a lush, resort-style backyard featuring a sparkling pool, mature trees, covered patio, and built-in outdoor kitchen. Whether lounging poolside or entertaining guests, this private retreat captures the best of Arizona living.Thoughtfully upgraded bedrooms continue the home's inviting feel, while the spacious primary suite offers a private balcony, spa-inspired bathroom, and expansive walk-in closet. Located in desirable Tatum Ranch, this home combines beautiful interiors, an established neighborhood, upgraded home and an exceptional outdoor lifestyle

31226 N 45th Street, Cave Creek
$900,000
4 Beds ⋅ 3 Baths ⋅ 7085427 MLS ⋅ 2,623 SqFt.
Tucked within a private gated community in Cave Creek, this move-in ready single-level home delivers the ultimate desert setting with no direct neighbors behind and stunning sunset views over the open natural wash. Situated on a premium 10,000+ sq ft north/south facing lot with view fencing, this residence showcases major high-value mechanical and cosmetic updates. Step inside to durable tile flooring throughout the entire home (2022) & an inviting, open-concept layout. The kitchen was beautifully updated in 2023, featuring an extended center island, quartz countertops, freshly painted cabinetry, custom tile backsplash, updated cooktop, & amazing storage. Plus, peace of mind comes with an updated AC installed in 2026! The highly functional floor plan offers 4 bedrooms, a den, 3 full... bathrooms--including a convenient Jack-&-Jill bath connecting secondary bedrooms. The generous primary suite features direct access to the back patio, an expansive walk-in closet, & an ensuite bath with dual vanities, a deep soaking tub, & separate shower. Step outside to a private backyard retreat with a covered paver patio, lush landscaping, & sunset views across the desert wash. Complete with a 3-car garage featuring epoxy floors & built-in storage cabinets, plus a side yard storage shed. Minutes from premier Cave Creek & North Scottsdale dining, shopping, & scenic trailheads!

5308 E Forest Pleasant Place, Cave Creek
$1,200,000
7085315 MLS
8.5-ACRE CAVE CREEK VIEW LOT | A rare opportunity to create a private desert estate on approximately 8.5 acres with expansive mountain and sunset views. The parcel offers multiple potential building sites and the flexibility to design a custom residence that takes advantage of the surrounding Sonoran Desert landscape. Located in an area without an HOA, with building plans reviewed through Maricopa County rather than a town or city jurisdiction. Enjoy the privacy and open space of an acreage property while remaining within convenient driving distance of Cave Creek and Carefree shopping, dining and attractions, with access to Phoenix and Scottsdale for additional amenities and commuting. *PLEASE SEE THE RESIDENTIAL LISTING WITH RENDERINGS OF A WELLNESS NEW HOUSE THAT COULD BE BUILT! Gated area with access by appointment. Expansive glass brings natural daylight and visual connection to the surrounding desert. Buyer to verify all zoning, building, access, utility, parcel, jurisdictional and development information with the appropriate authorities.

6600 E Cavalry Road Unit -, Cave Creek
$579,000
2 Beds ⋅ 2 Baths ⋅ 7085253 MLS ⋅ 1,804 SqFt.
Beautifully appointed single level patio home in gated Tatum Village at Tatum Ranch, offering 2 bedrooms plus an office/den w/built in custom cabinets and Caeserstone desk. Rich Brazilian cherry hardwood floors, solid-core cherry doors and custom wood blinds add warmth and sophistication. An outstanding kitchen featuring 39'' cabinetry, granite counters, specialty lighting and Stainless Steel appliances. Retreat to the luxurious primary bath w/marble counters, freestanding tub and spacious glass shower. Custom built-ins, California Closets and thoughtful recessed lighting provide exceptional style and storage throughout this well cared for and special home. Relax on the screened tiled patio and enjoy beautiful sunset views. Community pool and spa complete this inviting lock-and-leave home

4703 E Melanie Drive, Cave Creek
$865,000
3 Beds ⋅ 3 Baths ⋅ 7085160 MLS ⋅ 2,306 SqFt.
Nestled in highly sought after Tatum Ranch, this single story masterpiece features a no-expense-spared custom remodel. Boasting a one-of-a-kind design, this home seamlessly blends luxury with a warm homey feel. The heart of the home is a chef-inspired kitchen with beautiful quartz countertops flowing into a bright open living space with cozy electric fireplace. Retreat to the lavish primary suite with soaking tub and a huge walk-in closet with attached laundry room for the ultimate in convenience! Every inch has been curated with top-tier designer selections, complete with a brand new AC. Enjoy our beautiful AZ weather in a private backyard oasis! Located minutes from excellent schools, dining and shopping, this Tatum Ranch gem offers a truly rare level of sophistication.

4804 E Cascalote Drive, Cave Creek
$749,900
1 Beds ⋅ 2 Baths ⋅ 7085041 MLS ⋅ 1,639 SqFt.
Live, work, or both in the heart of Stagecoach Village. This unit is in the process of being transformed into a one of a kind loft, and the renderings show the vision. Picture a lofted mezzanine above an open living space, a kitchen built for cooking and gathering, and room for a dining table for eight, a lounge area, and even a pool table. Now is your chance to get in before it's finished. Step outside and you're surrounded by Cave Creek's restaurants, galleries, boutiques, and year round events. Nothing else in town looks like this. Photos are virtual renderings, and final design and finishes may vary.

7100 E Cave Creek Road Unit 158, Cave Creek
$315,000
2 Beds ⋅ 2 Baths ⋅ 7084876 MLS ⋅ 1,056 SqFt.
Live where every day feels like a retreat. Tucked in the gated community of Terra Vista at Tatum Ranch, this bright 2 bed, 2 bath + den condo pairs low maintenance living with real lifestyle perks. Brand new AC (2026) means worry-free comfort through every AZ summer, while the updated kitchen with stainless appliances and a gas range makes the space as functional as it is fresh. Step onto one of two private balconies for pool, greenbelt and mountain views, or head out the gate to Tatum Ranch golf, walking trails & the boutique charm of Cave Creek & Carefree just minutes away. HOA covers the roof and exterior, so you can spend time enjoying the desert lifestyle instead of maintaining it. Community features fitness center, pool, spa & clubhouse. See why Tatum Ranch living is worth the wait!

29606 N Tatum Boulevard Unit 215, Cave Creek
$379,900
2 Beds ⋅ 2 Baths ⋅ 7084616 MLS ⋅ 946 SqFt.
Beautifully maintained, move-in-ready 2-bedroom, 2-bath condo tucked into a quiet community in the heart of Cave Creek, just minutes from downtown shopping, dining, and entertainment. Enjoy mountain views from the covered front patio, low-maintenance desert landscaping, and a private patio with ramada. Inside features newer paint, newer tile, a spacious great room, and an eat-in kitchen with wood cabinetry, breakfast bar, generous counter space, and new stainless steel appliances. Newer A/C, indoor laundry, ceiling fans, two assigned parking spaces, and walk-in closets in both bedrooms. Don't miss this one!

37451 N Ootam Road Unit 2, Cave Creek
$1,050,000
3 Beds ⋅ 3 Baths ⋅ 7084327 MLS ⋅ 2,207 SqFt.
Authentic Arizona living awaits at this turnkey Southwestern-style horse property in Cave Creek. Rich character features Saltillo tile, exposed wood beams, wood doors, tongue-and-groove ceiling and adobe-style fireplace. The kitchen offers granite counters, wood cabinetry, stainless appliances and gas range. Newer high-end HVACs and tankless water heaters enhance efficiency. A private courtyard with covered patios, wood-beamed Ramadas and grassy center creates inviting outdoor living. Equestrian amenities include covered facilities, pens and roping areas. Mature trees and landscaping embrace AZ nature. Minutes from Dynamite Arena, a premier roping destination since 1972, with nearby horse properties and open riding areas. County island zoning. Easy access to Cave Creek, Scottsdale, Phoenix

27218 N 46th Street, Cave Creek
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